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August 5, 2009

Accident Victims - What to do first ?

In the course of representing thousands of Bronx accident victims over our many years of practice we advise as follows:

  1. Get immediate medical attention.
  2. AVOID strangers who may show up at the scene or the hospital claiming to be "investigators" or claim to work for some unidentified law firm. These are ambulance chasers and apart from engaging in illegal activity they will hurt your case. Their promises are false and they do not have your best interest in mind.
  3. In all motor vehicle accidents insist that the police come to the scene and file an accident report.
  4. Take pictures of the accident scene such as car damage and position in the street, broken sidewalks, defective steps, icy conditions, etc. as soon as possible. Use your cell phone or buy a disposable camera if necessary. One picture is worth a thousand words and you can never take too many pictures.
  5. Write down the names, addresses and phone numbers of any witnesses who can support your case. Insurance companies will try to claim you were not even at the scene.

The best action to take is to call either Michael Huguenot or Frank Vozza directly at 718-654-3330.

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July 2, 2009

Accident Statements to Insurance Companies

At our Bronx injury law firm we are often contacted by prospective clients who tell us about an awful accident that they just had in a supermarket or store here in the Bronx. Often times its a spill of liquid soap or some thing else that just gets stepped on and tracked over a long period of time. Very shortly after we start our conversation we learn that they have made some statements that are very damaging to their case. For any accident victims we make the following suggestions as to what you should do if you get a call from somebody from an insurance company:

  1. Don't talk to them. They are interested in only getting their insured out of trouble so as to not have to pay on the claim. If you don't have an attorney yet, tell them you don't wish to talk about your accident at this time.
  2. Don't be mislead by their initial claim that they want to pay your medical bills or settle your claim but just need some information from you.
  3. Insurance adjusters know how to ask trick questions that will hurt your case later on. Unless you are trained to identify these questions you could easily defeat your own case.
  4. Don't trust the insurance company to help you, they are in business to collect premiums and minimize payment on claims. The more they collect and the less they pay, the more profits for the insurance company.

This advise applies primarily to premises liability cases, in car accident cases, you are required to cooperate with your own insurance company to a certain extent. Nevertheless it is still wise to consult an attorney to insure that you are not prejudicing your own rights.

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