At our Bronx injury law firm we are often contacted by prospective clients who tell us about an awful accident that they just had in a supermarket or store here in the Bronx. Often times its a spill of liquid soap or some thing else that just gets stepped on and tracked over a long period of time. Very shortly after we start our conversation we learn that they have made some statements that are very damaging to their case. For any accident victims we make the following suggestions as to what you should do if you get a call from somebody from an insurance company:
- Don't talk to them. They are interested in only getting their insured out of trouble so as to not have to pay on the claim. If you don't have an attorney yet, tell them you don't wish to talk about your accident at this time.
- Don't be mislead by their initial claim that they want to pay your medical bills or settle your claim but just need some information from you.
- Insurance adjusters know how to ask trick questions that will hurt your case later on. Unless you are trained to identify these questions you could easily defeat your own case.
- Don't trust the insurance company to help you, they are in business to collect premiums and minimize payment on claims. The more they collect and the less they pay, the more profits for the insurance company.
This advise applies primarily to premises liability cases, in car accident cases, you are required to cooperate with your own insurance company to a certain extent. Nevertheless it is still wise to consult an attorney to insure that you are not prejudicing your own rights.
Want to know more? See our Bronx injury firm web site or better still call and ask for Frank Vozza or Michael Huguenot at 718-654-3330
